Episode Summary
In this episode of The Expat Files, Johnny Mueller explores the realities of living, working, and playing in Latin America. He begins by introducing the show's focus on the mix of good, bad, ugly, and great experiences of expat life in the region. Johnny addresses a question about whether one can live comfortably in all-inclusive resorts on a modest income and responds to an email from Laura, a chef and Renaissance lady, who asks about job opportunities for English tutors in Latin America, especially for those with limited Spanish. He shares a personal anecdote about a 'Go Cubs' shirt from his childhood, which leads into a discussion about thrift stores and vintage shops in Latin America, noting the absence of Goodwill or Salvation Army stores and the prevalence of 'paca' businesses that resell donated American goods. He also touches on the cultural practice of recycling clothes and the niche market for vintage clothing among expats.
Johnny then discusses the cost of buying second-hand clothing in Latin America, noting that while it's more expensive than regular pack-up items, it's still cheaper than buying from overpriced vintage stores in the U.S. He mentions that he doesn't know much about style and prefers hardware stores over clothes shopping. He shifts to talking about teaching English in Latin America, emphasizing the importance of having notarized transcripts and university degrees for securing teaching jobs, especially at private helicopter schools that cater to wealthy students. He highlights the lack of need for a teaching certificate and the possibility of working without a work permit if one signs a long-term contract. Johnny also discusses the prevalence of call centers in Latin American cities, mentioning Xerox's involvement and the potential for expats to work as trainers. He touches on gender dynamics in the legal profession and how expats, regardless of gender, have an advantage in the job market due to their non-traditional career paths.
Johnny continues by discussing the cost of living and lifestyle in Latin American cities, emphasizing that while 800 USD a month can suffice if one avoids the 'gringo tourist trail,' living in big cities is generally not recommended due to traffic and other challenges. He suggests that teaching English in high-end areas, particularly through well-crafted ads on local bulletin boards, can be a lucrative option. He also mentions the existence of all-inclusive resorts like Decameron, which offer a unique experience without the need for tips.
In the next segment, Johnny discusses the unique experience of living at a Decameron resort in Latin America, highlighting the availability of these resorts in big cities and high-end malls, often at significantly lower prices than online bookings. He explains the point-based membership system, where members can accumulate points and use them for stays, with varying point deductions depending on the days of the week. Johnny notes that while the system is complex and requires good Spanish, it can offer substantial savings for those who understand it.
Finally, Johnny reflects on his experience with a Decameron resort loyalty program and the financial implications of joining it. He explains that the program allows members to earn points that can be used for stays, with a specific example of earning 2,920 points for a year-long stay for two people. He also highlights the difference in point value for gringos (expats from the U.S. or Europe) versus those living in Latin America, noting that the former get indefinite vouchers while the latter have a three-month validity period. Johnny reflects on the pressure tactics used by the sales team, comparing the experience to a used car salesman, and ultimately decides not to commit to the deal, emphasizing the importance of making informed decisions rather than being swayed by sales pitches.
Topics
Living in Latin America, Job opportunities for expats, Thrift stores and vintage clothing in Latin America, Cultural practices and recycling, Expatriate experiences, Cost of second-hand clothing in Latin America, Teaching English in Latin America, Call centers in Latin American cities, Gender dynamics in the legal profession, Cost of living in Latin America, Lifestyle and traffic in big Latin American cities, Teaching English as a service in high-end areas
Chapters
00:00:00 Opening 00:00:26 Overview of the Show's Content and Themes 00:00:56 Response to Laura's Email About Job Opportunities 00:03:21 Discussion on Thrift Stores and Vintage Clothing in Latin America 00:05:57 Cost of Second-Hand Clothing in Latin America 00:06:19 Teaching English in Latin America 00:08:10 Call Centers in Latin American Cities 00:10:34 Gender Dynamics in the Legal Profession 00:11:38 Cost of Living in Latin America 00:11:50 Recommendations for Living in Latin American Cities 00:13:25 Teaching English and Advertising Strategies 00:16:11 All-Inclusive Resorts and Their Unique Features 00:17:27 Cigarettes in Latin America 00:17:33 No Smoking Signs in Latin America 00:17:38 The Point-Based Membership System 00:17:42 The Rise of No Smoking Signs 00:17:47 Meeting the Harley Guys 00:23:09 Introduction to the Points System and Its Implications 00:23:27 The Goal of the Loyalty Program and the Point Calculation 00:23:47 The Financial Implications of the Point System 00:24:29 The Freebie Offer and Its Appeal to Expats 00:25:48 The Final Offer and Johnny's Decision to Decline
Transcript
Automatically transcribed from the original recording; names and wording may contain errors.
[00:00] South of the border, down Mexico way That's where I fell in love when the stars above came up to play and now as I wander Hello there all you expat wannabes I'm Johnny Mueller and you're listening to the expat files living in Latin America The show that tells you just what it's like to live work play and or retire down here in Latin America It's a mix of the good the bad the ugly and the great and it's all right here. So let's get started Okay before we get into talking about part two of going to the decamaron all-inclusive hotels and resorts and making a life out of it The question again is can you live all year like a king or queen at an all-inclusive group of mega resorts and do all that
[00:49] On a mirror social security check or even less. We're here to find that out today I think you're gonna really like this But first we're gonna revisit a popular subject because I get so many emails about it The latest coming from chef diver and all-around Renaissance lady Laura. She says hey Johnny Let's say a girl decides she's had enough and decides to move to your neighborhood or Latin America in general Can she or can she not support herself tutoring English? Especially if her Spanish is awful or are there any other less specific jobs one can take until finding our own footing Thanks, Johnny, and she says PS go cubs Now when I read or hear the phrase go cubs It brings to mind an incident way back when my dad and I were in a Goodwill store in Chicago
[01:38] Or was it st. Vincent de Paul can't remember it was the early 70s and we're out looking for Halloween costumes You know back in those days before clothes were vintage If you were seen going in and out of a Salvation Army st. Vincent de Paul or Goodwill except around Halloween people thought well Poor guy times must be rough. Anyway that day. There was a guy at the shirt rack and he was holding up a Sweatshirt that said go Cubs on it and my dad was kind of shell-shocked He said, you know who that is. That's Billy Williams from the Cubs And instantly we thought poor guy must be down on his luck. Most likely he was thinking the same thing about us Now then he was past his prime not playing ball anymore And I remember my dad said to me I don't get it just a few years back when he was on the team. He was making
[02:24] 47,000 bucks a year which was huge money back then when my dad I think was making like 10 grand a year and a nice new ranch house in the suburbs of Chicago Cost around 20 grand. So anyway in the end we were in the checkout line and he was right in front of us Well, we were stuck there a long time because the lady couldn't get the cash register tape working There came a moment when he turned around and looked at my dad and I with a kind of embarrassed look on his face He held up a shirt. It wasn't the Cubs shirt and he said Halloween costume, you know as if to confirm to us He wasn't down on his luck. Then my dad kind of mumbled must too You know, those are those little childhood incidents you never really forget But I do wonder sometimes what bridge he's sleeping under these days. I know I'm digressing from Laura's email here
[03:13] What else is new but it does relate to this show Because people do ask me on occasion if there are good will stores and vintage shops here in Latin America Well, there's no such thing as a goodwill or a Salvation Army It doesn't make sense since Latins are endlessly recycling their own clothes Believe me, they don't throw anything up hand me downs are well par for the course down here I know spoiled stateside kids would be horrified if they had to wear someone's hand me downs Though I think real soon that tradition will be back But there are no such innovations here except for that upper two or three percent of entitled kids who are gringo wannabes And though the stuff you donate to goodwill and Salvation Army end up down here getting sold for 50 cents a buck Or maybe two bucks a garment. I know
[03:58] Sounds crude doesn't it because it's supposed to be a gift. Well people make money off your donations down here You know, it's a scam that someone should investigate but no one is it's called the paca business Paca and you see those scruffy paca storefronts everywhere, especially in lower middle class and poor neighborhoods And yes, they have some junk but they have some really cool American stuff That's thrown away by people like us because people in the states throw away perfectly good expensive designer stuff leather jackets Blenders and appliances that don't fit the decor anymore. You know what I'm talking about Often you find beautiful designer clothes down here that look like they've never been worn Surely because they became quickly too tight for the original owner. Yep. Americans are on the grow, you know
[04:45] You know, I think my grandma was the last person in the first world universe to darn socks But it's still a common practice down here. I know what you're thinking darning socks. What's that? Yeah, yes the average under 40 American what the word darn means and he'll say it's the politically correct term for damn it Now speaking of vintage clothes and vintage stores and stuff you'll find in certain gringoized areas here Especially where there's a lot of backpackers You'll see what look like typical vintage clothing shops up in the states because well There's a market for that kind of stuff with teenage and young adult gringos in Europeans And where does that stuff come from? I found out from a gringo owner of one of those shops that they scour those Packas I was talking about to find the best of scale American throwaways
[05:34] Then of course, they mark it up usually by double or more so some gringo expat entrepreneurs have found a niche in that market a Latin person would have never thought of that because they have no idea that a thing called vintage Exists as a kind of a subculture or trend up in the States So anyway, if you're interested in buying cool vintage clothing down here. Yep, you can find it It's gonna be a little more expensive than the stuff from the regular pack-up It's still much cheaper than if you bought it from an overpriced vintage clothing store up in the States There are options, but then again, what do I know about style? In fact, I can't think of a worse way to spend the day than to go clothes shopping But put me in a hardware store or a lumber yard. Hey, that's my Disneyland. But where were we?
[06:19] Oh, yeah talking about Laura and making living down here teaching English At least teaching English for a while until you find your niche or your own boots on the ground business idea Well, here's something I'm sure you didn't know if you're gonna come down here and teach English the best way to get started is to get those transcripts from your high school and University then have every page notarized after that do a high-definition scan and Stick them on a USB drive That way you'll always have a nice copy if you lose the originals The reason why you want to have your transcripts and have them notarized is because all those private helicopter schools here in Latin America You know where the entitled rich kids go places. You'll want to teach They not only pay the highest salaries, but they're actively seeking out first-world gringo teachers
[07:07] So when you walk in and apply for that job or you see it in a local Latin paper Or if you apply over the internet from your home in Cleveland, they're gonna wanna see your transcripts You don't have to have them translated into Spanish because remember you're applying for an English teaching job And the cool thing is unlike up in the first world. You do not need a bona fide teaching certificate down here Just proof that you graduated from a university with practically any useless degree By the way Since those schools want as many gringo teachers as they possibly can and many of them have half the faculty made up of gringos Even if you don't have residency or haven't applied for it or don't have a so-called work permit The school will bend over backwards to get that for you However, they're only gonna help you do that if you sign a year-long contract or more
[07:54] Don't think you can come down and knock on the door of one of these helicopter schools and say hey I'm here to teach but I want to teach as a substitute teacher or part-time teacher. That's not gonna happen They'll want to have you as a member of their staff full-time and on a contract the shortest contracts I've seen are six months, but most of them are a year and as far as English jobs, remember There are hundreds of call centers down here mostly in big Latin cities. Yep. They're all over the place I think in Guatemala City alone They've got 15 different mega call centers and about 20 or 30 smaller ones the biggest one by the way owned by you'll never guess Xerox Corporation. Yep when Panasonic Samsung and Canon came in and took over the printing and photocopying business
[08:40] What do you think Xerox went they didn't go away. They got smart They branched out in a really weird area that was very profitable call centers In fact, there's a nice big 15 or 20 story skyscraper in Guatemala City that says Xerox on it And you can't buy a copier or get your printer fix there. It's just a great big call center In fact, I know of two gringos working at that call center I just walked in and they pretty much got accepted that very day but they had to have their transcripts and I also suggest you have a police good conduct report with you too and Have it notarized They'll probably ask for that and a letter of reference from a prominent Latin citizen. That would be your friendly Latin lawyer He'll be glad to do it. By the way note I said he'll be glad to do it because about nine out of ten lawyers are male here in Latin America
[09:32] You know, it is a macho society and as they copy first-world trends, there's a lot of lag time in almost everything However, if you look in the paper periodically, you'll see photos of law school graduating classes and they're packed with women these days following the same trend of Female enrollment in the professions in the states that started back in the 60s and 70s So yes, you can find a woman lawyer down here But like I said one out of ten and you know because it is such a macho society women lawyers Don't have the amount of business in the number of clients male lawyers have even the majority of under educated Latin women prefer male lawyers Same with doctors, but like I said, that's changing So maybe for some gringos and expats having a woman lawyer is the way to go
[10:20] Anyway, I know a few women lawyers and they tell me the same thing being a woman Anything professional down here is a much harder row to hoe or is it hoe to row anyway as far as professional careers It's like the 70s and 80s still here in Latin America Regarding gender bias and job inequality issues anyway, but they're working on it slowly However, when it comes to gringos and gringas, like I said, we've got that great advantage So all that doesn't really apply to us Plus none of us is really coming down here to take a traditional job in a professional career like doctor or lawyer or architect We come down and just well find our niches and usually succeed quite well But regarding coming down and making a living teaching English, even if your Spanish completely sucks
[11:05] As I mentioned in a past show these call centers are actually Advertising for homegrown English-speaking gringos to hire as call center trainers So if you get hired as an entry-level on the phone call person every hour of the day at four or five hundred bucks a month Then you'll burn out in six months I mean imagine being on the phone talking and talking to person after person many of them disgruntled Especially if you're in customer service However, like I said because you're a native English speaker You can hum in as a trainer making probably twice that much I'd say 800 bucks a month, which is big down here Or I should say you can survive quite well on 800 bucks a month Provided you're well off the gringo tourist trail and most of these call centers are well off the gringo tourist trail However, as a rule, I don't recommend fresh green gringos live in a big Latin American city
[11:56] I recommend they live slightly out in the burbs You've heard me say that a lot of my shows and unfortunately if you take a call center job You'll have to live near that call center or within a couple of miles anyway And big city living anywhere can be a drag and even if you live in those nice first world nearby suburbs 20 or 30 kilometers away, you'll have to fight some very nasty traffic to get to your job every day. It's not recommended Oh, I must have mentioned that big Latin cities are hellholes for traffic In fact, I know people who live in those nice nearby first world suburbs That take two hours to get to their job in the morning and two hours to get back What a life, huh? It is no life That's why so many people live for the weekend and the men really like to drink Yes, it's an endless procession of cars, chicken buses and motorcycles in big city Latin America
[12:43] Which is why I don't recommend living there And why most smart gringos prefer to live in those nice first world suburbs But then again, if you have to make a living doing something and you want a nice calm happy life You'll have to have your business out there or maybe you're doing it from your home on your computer on the internet That's the way to go However, if you teach at one of those helicopter schools almost all of them are out in the burbs So that would be a much better way to go if you choose that as a kind of a shorter long-term solution You know, you can live just a couple of blocks or kilometers away and get to your school within 10 or 15 minutes I know quite a few gringos who do that but really the best way of all to make good money teaching English and you don't even have to do it full-time is to advertise on
[13:33] olx.com and the local bulletin boards at the store is in the area meaning Walmart's Costco's malls and high-end Supermarkets in those areas just make your ad nice and slick in first world because no one else does In fact the occasional clueless gringo backpacker comes through and sometimes we'll stick up a notice on a bulletin board like that to make some quick money and locals with English as a second language who are actually bad English speakers will put ads on those bulletin boards, too And the ads are almost always pitifully second-rate even laughable and still they gringo advantage kicks in and they get customers If you're looking at the YouTube right now, you'll see one of these embarrassingly bad ads posted by certainly a scruffy backpacker gringo passing through
[14:19] Actually, it looks more like he scribbled it while drunk. Have a look yet He's got business you can tell because he's got little pull-off tabs and people have pulled off the tabs Which means they're interested check it out Which is why I always say if you've got any kind of service to offer whether it's teaching English or classical piano Maybe it's dog training yoga self-defense. The list is endless You just have to give them a first world well polished ad and you'll be in business And if you don't believe me just have a look at the ads people post on those bulletin boards They're pathetic in first world terms, but they sell down here So it's a no-brainer to make whatever you're posting much slicker more professional classier and infinitely more appealing So as for teaching English you locate the high-end areas
[15:06] Post your ad on the bulletin boards in the high-end malls and supermarkets and start charging by the hour With discounts for additional kids or a family plan Remember you won't have to speak any Spanish because it's all about them learning directly from a gringo So then what should you charge? Well, I've seen people charge anywhere from five to twenty five bucks an hour because you know when you're in a high-end Latin area people can't afford that and they much prefer a real-life gringo to a local with English as a second language then, you know as you start getting a few clients and families They'll talk you up. It'll be word-of-mouth and soon enough You'll be the preferred English teacher slash tutor in those very safe preferred high-end subdivision areas Almost all of them gated guarded communities enough said about that for now. Anyway, however
[15:55] Remember when you're on the gringo tourist trail or even slightly on the gringo tourist trail There's gonna be so much gringo competition. Don't count on making a living at it But off the gringo tourist trail man, you're a star. All right on to the d-cameron again for the uninformed I found out some years ago There's a way to live forever at least to get carried out on a stretcher in one of those all-inclusive Decameron hotel mega resorts now, I don't think I'm that smart that I figured it out on my own No, a couple years back. I saw a couple of Harley guys from the States doing it. They filled me in They said it's a place almost no gringos ever go to simply because it's a Latin American thing Started up own and operated initially by the Colombians now They've got over 50 of them throughout the Latin world one in Cameroon Africa. How'd that happen? Who knows?
[16:44] They're completely all inclusive. I'll get into that in a little while and unlike for example cruise lines and other All-inclusive resorts like sandals, etc. There's no tip envelope in your room at the end of your trip Sort of coercing you or embarrassing you into leaving some dough there for the maids and attendants and such whether they've done a good job or not Amazingly enough that just doesn't exist When you pay to go to one of these places whether it's for a day or a year the dough you pay initially is it That's all unless you don't like the house rum whiskey cognac or vodka Yes, you can buy brand name and top shelf stuff on your own dime, but everything else is free including believe it or not Cigarettes. Yep. Just ask for a pack of cigarettes at the bar and they'll give them to you local Latin brand
[17:33] Of course, but who cares now? I don't smoke but I'm just telling you that's how it is there Though I don't know how long that's gonna last since no smoking signs They're starting to go up everywhere in Latin America in the lag time tradition of first-world tastes and trends Anyway a few years back when I met those two Harley guys They told me there was a camera on membership club that you could join that wasn't advertised anywhere in newspapers Or flyers or on the internet and you only could find out about it If approached by a person with a clipboard while you were walking around the camera on on your own little vacation Unfortunately in the whole place almost no one speaks English Ah, but I speak Spanish well enough so I could listen to their spiel and figure the ins and outs because it's not so straightforward
[18:20] they throw a whole lot of information and details at you at one time and Few years back. I figured that a couple could live for a whole year at any one of those decameras Everything included and remember they've even got a doctor in the nurses station on the premises because it's a huge facility Anyway, I won't go on about their facilities You can go on YouTube or check out the decamer on website and see just what they have If you've ever been on a big cruise ship or to an all-inclusive resort, you know what? They're like just put decamer on resorts in your search engine and check it out Okay, as a reference, we're talking about a couple now living for a whole year in the decamer on that would be double occupancy Now if you check out the rates on the internet just to go for a vacation at one of those places
[19:06] You'll find it's probably like a hundred bucks a person per day double occupancy. That means two people two hundred bucks By the way, you can now see the website in English So by all means go there now the best rate you're gonna get at one of those all inclusive resorts like sandals is around Double that or two hundred bucks per person per night However, we're talking about prices on the internet down in Latin America. You'll find in most all big cities There's a decamer on kiosk Usually in a big high-end mall and if you go there and book it you'll find those prices are often 3-quarters of the price you'll pay for the very same thing on the internet and sometimes they offer deals and specials So great you pay about half of the internet booking price In fact, just a couple weeks ago
[19:51] I hooked up with a decamer on deal and it was only $50 a night per person double occupancy So for a hundred bucks a night, that's taxes included I got a deal that you could never find at one of the more well-known all-inclusive resorts like sandals, etc Think about it Most people can only get a pretty basic hotel room these days for around a hundred bucks a night double occupancy And in some first-world countries and cities that would be bargain basement if you can find a decent hotel at a hundred bucks a night Anyway, those are the kind of deals you can get at the decamer on if you're down here and book it at one of their But we're talking about that club plan now, which doesn't exist on the internet or anywhere else You have to actually be there and get the 45-minute presentation from the little guys running around with their clipboards
[20:38] So some years back guy was at a decamer and did all the numbers and calculations and figured two people Could spend around eight or nine thousand dollars each a year and have the entire year living at a decamer on But then I reported a year or two later that things had changed It's not that prices went up It just made it so complicated that the average person can't work the ins and outs of it unless he knows pretty good Spanish So you have to know the details and I'll get into that in a little while First of all when you buy into this plan, you're buying points For example a few days ago when I first sat down with the salesperson. He presented me with a deal where I'd buy 1500 points for $10,000 and he said I'd have 15 years to use up those points now
[21:29] We don't care about 15 years. We're interested in one year at a time We're interested in the amount of points we'll need to use for one whole year though I didn't tell him that I guess to the average Latin person buying in of course They're not average lads because it's only upscale Latins can afford to buy into that Anyway for the Latins buying into that club the number of years they have to spend those points means a lot to them Because you know, they're working people and only have so much vacation time Latins aren't thinking about retiring and living full-time at one of those resorts. That's the last thing on their mind They'll visit a couple times a year. Maybe anyway, first thing I said was can I use all the points in one year? And he gave me that deer in the headlights look Well, yes, if you want
[22:14] Okay, so far so good now the way that point system works is this the guy's got a book with him and that book has 50-something pages each page has one of those decameron resorts on it And it's got a chart that shows how many points will be deducted from your total for each day Used at that resort. For example the one I was at in Panama now remember They're always figuring double occupancy two in a room So if you stayed during the week each night you stayed they'd subtract 10 points from your total And if you stayed on a Friday Saturday or Sunday They would subtract 12 points from your total for each day you with me on this so far But remember we don't care about days or weeks. We care about a year's worth now
[23:00] Here's the good part if you stay for an entire week You get a discount on the points. So instead of it being 10 or 12 points a day They'll let you have it for eight points a day. So what's that all mean? Well, let's say you wanted to stay a whole year at one particular decameron resort That's our goal and purpose right? Well, we'll definitely get that week-long discount at eight points a day That's a total of twenty nine hundred and twenty points that they'll subtract for the whole year Twenty nine hundred and twenty points to stay for an entire year two people at a decameron Okay, but remember I mentioned earlier he offered me 1500 points for ten thousand bucks, right? Well figure it out
[23:47] That means I'd only be able to stay a half a year at that particular decameron 1500 points just about half of twenty nine hundred and twenty and To stay the other half the year I'd have to fork up another ten grand. So that's twenty grand Okay, so I know how it works I'm sitting at the table and remember there are maybe another 20 tables in that same big room they've all got a guy there with a clipboard and an iPad and Everyone's got a couple of Latin sitting there. They're trying to sell this plan to now remember It's a 45 minute spiel and if you just sit through it like sitting through a timeshare spiel You actually give you two free nights at a decameron in three days So even if you don't care about the deal or buying it at all
[24:36] It's great to just get the freebie and get this if you're a gringo or someone living up in the States or in Europe that voucher is Indefinite you can use it any time whereas if you live in Latin America, it's only good for three months. Hmm Yep, the gringo advantage rides again. Anyway, I put on my best poker face and I said, you know what? I'll think about it and then he said well this offers only good for today and I said Okay, I'll think about it today and come back later on as soon as I started getting up. He said Listen, then he pulled that used car salesman deal and said I'll talk to my boss and he walked out for a minute came back You know probably just took a whizzer down to shot at tequila, you know the drill and he said I'll tell you what you said
[25:22] You need 3,000 points, right? I'll give you at 3,000 points for $17,000 and I'll give you 20 years to use them Which like I said before doesn't mean a thing to us because we're looking to use these points as a retirement plan Using them all up in one year and buying another group for the following year Oh by the way, I asked him that I said if we get in a plan Does that guarantee I can buy my points in the future for the same class? He said, oh, yeah Once you're in you always pay the same price for the points. Good deal, huh? And he said they'll never raise the point values on the hotels either. All right, so he said $17,000 for 3,000 points which would allow two people to stay for an entire year at a decameron hotel all-inclusive
[26:08] I said, I'll think about it. Let you know. He said, oh, no. No, you have to decide right now Then I looked at him in the eye and said, you know what you're doing here You're asking me to make an impulse buy on something. That's the equivalent of a brand-new car. You know what? I don't like that kind of pressure. You told me I could have the whole day to think about it and now he was getting pissed Oh, by the way, you're gonna laugh about this You see every 10 minutes a guy would jump up from the table one of the guys with the clipboard and he'd say Welcome our new decameron club members that he'd mentioned their names They'd stand up and he'd give him a hand and everybody in the room would clap because he'd just closed a club deal a page Entirely ripped off from the old timeshare days Maybe laughs and I'll tell you that must have happened around five times while they were giving me my 45-minute spiel
[26:58] Oops skin towards the end of the show now. Oh, I have a lot more to talk about with this decameron thing We'll do it next time promise in the meantime I want to mention if you can't make it down to my expat insider seminar in January I've got two or three spots left then you really have to check out my new expat essentials course It's the very next best thing to coming down and getting boots on the ground on your own It really is the best way to get your plan B started from right there in Seattle or Cleveland check out my three free videos at www.expatplanb.com and you'll see what I mean south of the border This is the expat files living in Latin America If you want me to help you out with your own plan B Just schedule a one-on-one consult send me an email the expat files at gmail.com
[27:45] And if you want to learn how to move forward with your own plan B from right up there in the states go to www.expatplanb.com and check out my three videos. See ya nos vemos