Episode Summary
In this episode of The Expat Files, Johnny Mueller shares a series of anecdotes and observations about life in Latin America, focusing on the challenges of driving, the cultural norms, and the complexities of the healthcare system. He begins by recounting a humorous and chaotic experience on the Pan-American Highway, where a chicken bus sideswiped his car, highlighting the poor road design, aggressive driving, and lack of enforcement of traffic laws. Johnny explains that chicken bus drivers often flee the scene of accidents due to fear of losing their jobs or facing legal consequences. He also notes the cultural norm of using car horns as a form of communication and the chaotic nature of driving in the region.
The segment then shifts to a discussion about the dangers and peculiarities of chicken buses, including their poor condition, lack of safety features, and the prevalence of corruption and cronyism in their ownership. Johnny highlights the challenges of dealing with insurance companies in the region, including the low rate of car insurance coverage and the unique ways policies are structured. He shares a personal anecdote about an accident involving a chicken bus and the importance of taking license plate photos for insurance claims.
In another segment, Johnny discusses the cultural and economic differences between gringos (expats) and Latin Americans, particularly in the context of car insurance and road accidents. He notes that Latin Americans, despite often having less education and money, tend to be happier and more cheerful. He shares a personal anecdote about an insurance adjuster who was overly helpful, leading to a situation where he and his companion were directed to a cheaper body shop. Johnny explains that the price difference is due to the lack of insurance among many Latin drivers, which leads to higher costs for gringos. He also notes that Latin men often bolt after accidents, while women tend to stay and offer compensation, even without insurance.
The segment concludes with a discussion on the unique and often chaotic nature of dealing with accidents and insurance in Latin America. Johnny highlights how the legal system is lax, and people often resolve disputes through informal cash settlements rather than formal legal processes. He also touches on the cultural nuances of language, particularly the word 'puta,' which has multiple meanings depending on context and usage. Additionally, he explains the term 'gringo' and how its perception varies depending on whether one is on or off the tourist trail. The segment ends with a mention of a news report from Panama about illegal medical practices and the lack of oversight in the region.
Finally, Johnny discusses the prevalence of unlicensed or fake doctors in Latin America, explaining how they often operate in unregulated environments like strip mall clinics. He highlights the lack of legal consequences for these practitioners, as they typically evade detection unless a patient files a formal complaint. Johnny emphasizes the importance of verifying a doctor's credentials by checking for a 'collega number,' which is issued to all board-certified doctors in Latin countries and can be confirmed through hospitals or medical schools. He also addresses the popularity of unethical procedures like butt injections, which are common due to their low cost and high demand, despite being condemned by medical professionals. The segment concludes with a call to action for expats to visit his website for more information on planning for life in Latin America.
Topics
Expat experiences in Latin America, Traffic conditions on the Pan-American Highway, Cultural norms and behaviors in Latin America, Challenges of driving in Latin America, Chicken buses and their role in the transportation system, Insurance in Latin America, Corruption and cronyism, Safety and transportation issues, Cultural differences between gringos and Latin Americans, Car insurance and road safety in Latin America, Economic disparities and behavior in Latin America, Personal anecdotes and experiences of expats
Chapters
00:00:00 Opening 00:00:32 Expat Gringo Story: A Chicken Bus Collision on the Pan-American Highway 00:01:15 Understanding the Pan-American Highway and Chicken Bus Behavior 00:02:19 Traffic Laws and Enforcement in Latin America 00:05:46 The Dangers of Chicken Buses and Alcohol Use 00:06:49 Insurance and Legal Implications of Chicken Bus Accidents 00:09:24 Ownership and Corruption in the Chicken Bus Industry 00:11:23 Higher Class of People and Education 00:11:42 Happiness Studies and Latin Culture 00:13:29 Gringo Disadvantage and Price Differences 00:14:32 Insurance Coverage and Legal Implications 00:16:13 Advice for Expats and Car Ownership 00:17:14 Leave the Scene of the Accident and Can Get a Plate Number 00:17:17 They'll Be All Over It Now 00:17:19 Strange Things in Latin America 00:17:24 Things When You Get in an Accident 00:17:29 Everyone Knows One or Both of the Parties Doesn't Have Insurance 00:17:33 Negotiation Before Filling Out Paperwork 00:17:40 Cash Payout After Negotiation 00:17:44 Collecting Cash from Friends and Relatives 00:23:10 The Rise of Fake Doctors in Latin America 00:23:37 Why Expats Should Be Cautious About Medical Practitioners 00:23:55 How to Verify a Doctor's Credentials in Latin America 00:25:42 The Popularity of Unethical Cosmetic Procedures 00:26:58 Resources for Expats Planning to Live in Latin America
Transcript
Automatically transcribed from the original recording; names and wording may contain errors.
[00:00] South of the border down Mexico way That's where I fell in love when the stars above came out to play and now as I wonder Hello there all you expat wannabes I'm Johnny Mueller and you're listening to the expat files living in Latin America The show that tells you just what it's like to live work play and or retire down here in Latin America It's a mix of the good the bad the ugly and the great and it's all right here. So let's get started today Let's start with an expat gringo story that you hope doesn't happen to you the other day I was driving along on pan-american highway, you know, that's the one that goes from Alaska all the way down to Panama City and In many points along that road. It's highly congested. Sometimes it's four lanes. Sometimes it's three sometimes two
[00:51] Sometimes it's one because they're always working on it somewhere. Anyway, we were driving along one of the more congested areas on that highway Actually, I wasn't driving. I was in the passenger seat and a young lady was driving Anyway, we're motivating along at around 20 miles an hour even less because like I said very congested and suddenly We got into a fight with a chicken bus there We were on a nice section of what they call CA dash one CA one That's pan-american highway in Central America in the left lane. That would be the passing lane, right? Or the so-called faster moving lane because on the right is where the chicken buses have their bus stops, etc So if you're in the far right lane No matter how many lanes there are on that highway You're gonna be constantly stopping and getting doused with noxious clouds of chicken bus exhaust smoke
[01:41] Which is why it's always best to stay in the farthest left lane if you can and always a great idea to avoid Being directly behind any chicken bus what with the fumes high revving motors and constant stopping man Let's just say that's why I recommend you never have a gun in your car Anyway, we're driving along and there's a chicken bus in the far right of the three lanes Then predictably the driver without signaling decides he's gonna whip across three lanes at once I say predictably because it's very common down here You have to always keep your eyes on double alert for such things because drivers down here have no idea that up in the states If you cross over two lanes at once, you'll get a $200 ticket down here. People do all the time I'm sure it's in the Latin road regulation books
[02:27] They copy that stuff directly from the first world, but no one reads that stuff including the cops Which reminds me there are quite a few places on the pan-american highway in nearly all the big cities It passes through San Salvador, Managua, Guatemala City, San Jose, Costa Rica Many cities in Mexico and Panama City Panama where they've got five lanes of traffic It's a place you'll see loads of people whipping across four lanes at one time Mostly because the roads are so badly engineered You'll find that many of the exit ramps are not on the far right lane as is traditional But on the far left lane and the signage is often terrible So when you finally realize you have to get to the far left lane You have to make a snap judgment decision to either yank the wheel and slip across three or four lanes in a hurry or miss
[03:17] Your turn off completely. So in effect the way Latin American roads are laid out They actually encourage you to do multiple lane crossings at one time Which is why drivers in Latin America can often be aggressive Which explains why you see moving violations all the time and why cops do almost nothing about it And Latins by and large have no idea when they're committing moving violations That's just a way of getting around down here. But where were we? Oh, yeah We're in the far left lane going 15 maybe 20 kilometers an hour A chicken bust on the far right finds an opening and decides to cut through two lanes He overshoots the final lane and whacks the car I'm in on the passenger side Where I happen to be sitting for a split second lifts the whole car off the ground while sideswiping it
[04:03] You know, that's the moment where time kind of stands still then Naturally, the young lady driver of the car I've been starts freaking out. She hits the brakes stops the chicken bus stops to We're blocking traffic on the busiest highway in Latin America and people start beeping their horns by the way down here You have to think of your car horn as a physical extension to your body Usually if you're out driving around on any mission shopping heading to work, whatever You'll have hit it many times before you'll land at your destination It's a kind of Latin body language and it's an epidemic in other third world countries, too Anyway, there we were stopped in a left lane Everyone's beeping their horn and then I nudged the lady and said listen You got to get over to the right side of the road or we're gonna get clobbered here
[04:51] So we inked our way through traffic pulled over on the right side of the road on the shoulder Like I said the chicken bus driver stopped but only for about 10 seconds Then he found another opening stepped on it and was gone now being in Latin America a couple dozen years now I knew that was gonna happen every time a chicken bus driver gets in an accident if his bus still works and it's not disabled He'll step on it and get the hell out of there and the passengers. They don't know the rules They don't have cars. They're riding the chicken bus They just want to get to their destinations and if he stops that'll hold them up. So they're thinking come on Let's get out of here. And that's exactly what usually happens And if the chicken bus is flipped over or wrecked and he can't get the thing moving He'll take to the hills and run for dear life
[05:37] Why because when a chicken bus driver gets in any kind of accident at all and the police or an insurance company are evolved He gets fired Instantly not to mention stats say that more than half the chicken bus drivers who get in an accident have been drinking that's just you know, the glamorous life of a chicken bus driver and Owners of the bus lines themselves know they're imminently Dispensable which is why there's always 20 of them waiting in the wings when there's a job opening So do note if you ever get in an accident with a chicken bus, you're never gonna be able to confront the driver He'll be long gone The best you can do if it's a simple fender bender is quickly take a snapshot of the guy's license plates That way when your insurance company guy shows up and he'll come in 10 minutes or so
[06:23] You have one of those speed dial numbers if you have insurance down here and they do come fast He'll already know he got hit by a chicken bus because you'll report that when you call it in to the speed dial number and the next thing your insurance guy will ask after wondering if you're hurt or not if you need some medical assistance as if you got a picture or Know the plate number of the chicken bus because then they'll generally be able to squeeze the money out of the bus company's insurance If they have it if they don't have it Well, that's against the law But since when has that ever stopped a Latin American bus company from operating their rotten pieces of junk 24 7 and believe me Most are rotten pieces of junk virtual death traps, but you knew that already, right? Of course, they all start out new don't they just like every vehicle on the road?
[07:10] However in Latin America as with all places in the third world people don't discard their property or vehicles till duct tape superglue and chicken Wire just won't hold the thing together anymore So anyway, just a minute or two after the accident were pulled over to the right side of the road She's calling the insurance company She's all shook up but not hurt me Somehow I must have whacked my head on something because she said I was starting to get a shiner Yep, she was right. I looked in the mirror and there was a nice little black and blue mark under my right eye But no permanent damage done not to me or her just to the car By the way, you'll notice if you're traveling through Latin America There are hundreds if not thousands of chicken buses in various stages of deterioration Yep, they're still in everyday service no matter how much they're falling apart
[07:56] And you know ironically enough almost none of them have their full complement of break-in headlights working Though many of them are lit up like Christmas trees at night with hundreds of little LEDs and bulbs and all kinds of stupid ass Configurations and patterns where they find the money to pile on all that crap who knows Yep, having the most tricked out badass death trap on the road is much more important than having working headlights or taillights, right? Priorities priorities, huh? Oh and get this Every single one of them named after a girlfriend wife Mistress Jesus or a saint in neon or LEDs are massive bold painted letters Now the reason why I'm bringing up the fact that almost all chicken buses are virtual wrecks
[08:43] Except the very new ones Of course just to point out the fact that the driver Doesn't give a damn if he puts another two or three dents in that bus hell They never do any bodywork on them. Anyway, you'll see when you come down oftentimes You'll be driving right behind a chicken bus that not only has a missing bumper But missing body pieces which doesn't seem to matter as long as the thing still runs and they still can pack in a hundred or so People it's all about, you know collecting the fares and of course if you were to do any Investigation into the real ownership and paperwork on these chicken buses You'll find almost all these fleets are owned by politicians politicians wives politicians brothers sisters uncles family members There's really big money in chicken buses here because there's huge government subsidies
[09:28] Which is why you could take a chicken bus across any big town for about ten to twenty five cents And even if the buses are owned by an anonymous SA corporation Politicians and their friends and cronies are the names behind those documents and they make their real money once a year when they get That big subsidy check from the government. So it's all about cronyism and keeping that stuff secret Which is why no matter how many times you see a chicken bus flipped over or fallen off a cliff on the six o'clock news You'll almost never see a court case where a chicken bus company is sued but back to the story. So what then what happened? Well, the insurance guy arrived in his little van took a look at the car listened to the story shook his head said yep Damn chicken buses a menace to society with a lot of four-letter puta words thrown in if you know what I mean
[10:19] So anyway, as it turned out the young lady driving had a 2014 late model compact car with a $500 deductible that's pretty common down here By the way, another way insurance companies down here write policies up is by offering a 3% deductible That's 3% of the present value of your car who knows how they came up with that 3% number But they use it all the time only in Latin America, huh? By the way, I mentioned in past shows that almost no one has car insurance down here except people who buy brand-new cars and get on payment Clans they're forced into it in case they get the car stolen or crack it up That way the bank or dealership whoever made the loan and holds the lien don't get screwed Anyway, because maybe only two to five percent of Latins on the road are insured
[11:05] That means people who work for those insurance companies seemingly only deal with a higher class of people I said seemingly higher class didn't I because you know even executives in suits down here We'll pull over to side of the road and whip out the family jewels and relieve themselves for the whole world to see So I guess what I mean by a higher class of people is that they definitely have more money and more education And that's true of the insurance adjusters, too They're definitely more educated than the average Latin and in addition they're smiley and happy, too Which seems to be the state of almost all Latins in general We've talked about the country happiness studies before and how high the Latin's rate And I'll tell you that insurance guy was one of the happiest smileiest guys
[11:51] I've ever met it was no put-on either now since the car still ran It just had a nice crease down the side He said look how about we go over to a car repair shop right now and get an estimate the good news He said it'll probably only cost around $200 the bad news your deductibles more than that he said follow me I'll take you to a good body shop nearby again. He didn't have to do that however I know it was partly the gringo advantage I was probably the first gringo or one of the first ones he ever had a conversation with he didn't speak any English But I can tell you this he was overly anxious to help us out So we followed him for a few minutes We pulled up got out of the car and a guy came over and gave an estimate just about 400 bucks on the head and
[12:38] When the estimator went back in his office the guy from the insurance company said to me listen I know another good place about three kilometers from here. Let's go check that one out, but don't get out of the car Just let me and the young lady do the talking So we followed him went to the second shop and sure enough the estimate came in at a hundred and fifty bucks Now I'm sure you're wondering why so cheap even at 400 bucks when I mentioned that the car was sideswiped Well, that's because it was nothing but bodywork needed didn't need any spare parts No lights broken so no factory parts necessary Even though bodywork stirred cheap down here if you have to get factory parts things will get expensive fast
[13:23] Which brings us back to the fact that the first place wanted 400 bucks in the second place 150 well you guessed it. It was the gringo Disadvantaged this time the first body man sees a gringo get out of the car and right away The price gets jacked up more than double However a side swipe like that in the states would cost all of fifteen hundred to two thousand bucks guaranteed at 400 bucks It was a gift though in the end a two-day job and the price 150 bucks complete and you have to ask yourself How could they possibly do it so cheap? Well, that's because the body guys here get about 20 to 25 bucks a day So even if he's got a guy on it full-time for two days That's 50 bucks and maybe another 25 bucks for the paint the owner still makes 50% off the deal
[14:13] 75 bucks so bottom line. What did we learn from this little adventure number one? Never getting a road battle with a chicken bus. You'll lose Always try to stay as far away from them as you can and be aware if you get an accident 95% of the time the other guy will not have coverage Now us gringos come from a culture of car insurance So almost all of us have insurance once we start driving here By the way having insurance coverage is the law in most Latin countries However, the vast majority of Latin to drive don't have it and unlike your average gringo They don't feel a bit of guilt or remorse about it Even after they've been in an accident and are asked to produce their non-existent insurance card
[15:00] By the way I'd say if the guy's car is still running after the accident about a third of the time he'll bolt Oh and another thing your insurance adjuster can make the choice right there to call the cops or You can call the cops and they'll usually show up if they're nearby within the half hour if they're not maybe couple hours Then if you push the issue the guy without insurance is really in trouble Which is why so many of them just bolt so it's kind of a catch-22 If a Latin guy doesn't have insurance, which is usually the case He'll think about bolting on the other hand. I'm talking about Latin guys Almost all Latin women when involved in an accident will stick around Insurance or not now if it's a tiny fender bender the guy might stick around and offer you some cash
[15:46] And if the cops show up or you call your insurance guy and he shows up you certainly won't press charges Not if he can come up with the cash, right? Remember Latins don't have insurance for one reason they're tapped out However, you have to realize that if you press charges and the guy goes to court He's gonna lose because he doesn't have insurance, but he's tapped out So going through the legal process will only get you a judgment that guy will never pay which is reason number One thousand two hundred and fifty six why it's not a great idea to drive a new expensive late-model car Just know there are so many careless Untrained ass wipes on the road in Latin America with no insurance driving pieces of junk who've got nothing to lose I know I know there are so many gringos and expats out there that just have to have a nice late-model car
[16:36] I can see it who doesn't like to ride in luxury Especially if you're stuck in traffic and if you live in any big Latin City, that's gonna happen a lot of the time Just like up in the first world But here's the thing when you get in an accident You're not so sure the other guy is gonna stick around and believe me You can instantly size up whether a guy's got insurance or not. Just check out what he's driving I mean the condition it's in and another thing if you get in an accident and it's a busy Intersection a lot of traffic around the guy will stop even if he knows he doesn't have insurance and he'd rather be running When the traffic's heavy there are too many eyewitnesses and often there's a transit cop or two around and if they see a car Leave the scene of the accident and can get a plate number They'll be all over it now There are a lot of strange things here in Latin America that you never see up in the first world and one of those very odd
[17:24] Things is when you get in an accident even if the cops show up and the insurance adjuster Oftentimes everyone knows one or both of the parties doesn't have that mandatory insurance So there'll be a couple of moments where some negotiation will take place before filling out any paperwork at all It's quite common after the negotiation that there's a cash payout Either then in there or later in the day because even a guy who's driving a junk who might be tapped out If he's stuck after an accident facing the cops and the insurance adjusters He can sometimes quickly collect some cash from friends and relatives to get out of it And of course neither your insurance company or the cops are supposed to let that happen But they'll almost always give you a few minutes to negotiate that way. There's no paperwork. No follow-up
[18:09] No court date you get the picture yet. Another reason to like Latin America a lot for their lazy ass cops However, as you probably know, there's also such thing as a gringo disadvantage Especially when you're negotiating prices, so sometimes it's best to have a Latin person do the deal for you In other words, don't let them see your face till the deal is done That can be especially valuable when doing a big deal like buying a house or some land or doing a rental contract Alright now if you remember I mentioned a couple of minutes ago that when the insurance investigator came Referring back to that accident again And he saw it was a chicken bust that sideswiped a vehicle and naturally got away He went into a little bit of a swearing rant in a nice kind of upbeat way, too
[18:56] If you can imagine that I'm not kidding using the common most descriptive Latin four-letter word There is that would be puta p-u-t-a Literally meaning in English bitch, which is why Latins will often say he ho did puta which means son of a bitch now Just like our most descriptive four-letter word that begins with a friggin and ends with an uck They're famous and most often used four-letter word conveys various meanings and sentiments Depending on emphasis intonation and situation for example if a bird craps on a latin shoulder, he'll say ah Puta which literally translates to oh crap then perhaps a guy scratches off an instant lottery ticket and wins he might say oh
[19:42] Puta meaning cool great just the opposite of the proceeding example Then suppose two guys are standing in a mall and a couple of knockout girls walk right by in the food court One guy might say under his breath to the other puta Which loosely means Wow check it out So it's one of those infinitely flexible square words in Spanish that used to be reserved for just macho guys when together with no Latin women in earshot because they'd be offended by it But now it's very common to hear young latin women use it, too Though you'll very rarely hear a latin woman over 50 use it and it's almost never used in family gatherings in the home So young latina adults and teenagers will use it during friendly girl talk though
[20:30] Rarely when they're out in public among strangers though You'll hear latin men sprinkle it in their casual conversations almost all the time though never formally in fact for some latin guys It's become the universal filler word just like the f-word up in the states So whether it's an insult an exclamation or just a filler word it all depends how it's used and the intonation Same thing goes by the way with the word gringo But do note depending if you're on or off the gringo tourist trail the latin's have a different concept of the word gringo, too In fact it seems as if latin's who've never met a gringo before face-to-face Have the initial impression that the word gringo is kind of a put down or an insult So they almost never use it maybe amongst themselves, but never in front of you
[21:19] So rest assured you're made or maintenance guy will probably never use that word not in front of you anyway However the closer you get to the tourist trail the more you'll hear latin's using the word and of course to us It just means a first-world person down here in Latin America But to latin's it could mean two or three different things depending on the intonation as mentioned before if a Latin person says Oh, there's a new gringo moved into the neighborhood. Well, you know, that's just another first-world person living in Latin America However, let's say you pull into a gas station and there's two guys standing at the pump You roll your window down and you over here one of them say I better get over and pump that gas, you know gringo That's the reputation. We do have on the tourist trail impatient pushy kind of demanding
[22:06] You know the stereotype in fact, I've had this happen to me before in Mexico. I walked into a bar I'm the only gringo there two guys are sitting there and as I walk by I hear one of them say kind of snidely Hmm gringo now, that's never happened to me when I've been off the gringo tourist trail Because where there are few of us were considered valued guests Unless we come off instantly as out-and-out jerks. Some of us are you know Which is why in tourist spots like Costa Rica Cancun, etc Latin's put on a happy face, but it's really because we bring our money. Okay, how about this? The other day I was flipping through the Latin news channels and there was a report out of Panama Where a big TV station had sent some of their people posing as patients to doctor's offices
[22:53] Trying to sniff out the doctors that were practicing illegally. That is once without a license turns out It's a big problem here in Latin America something almost no one's talking about because they don't have medical Associations with any teeth that can go after these guys and check them out So the TV station sent some people out posing as patients Stopping at various hole-in-the-wall doctor's offices in cheap strip malls So how do fake or unlicensed doctors get caught? Well, they do sometimes but they almost never get to court or go to jail They just skip the country and unless an unfortunate patient has a bad experience and goes to a police department and makes a formal complaint That's the only way these guys get investigated But that rarely happens because Latins are unlikely to file complaints against authority figures
[23:42] But here's a few tips for expats and gringos for one thing a doctor without credentials can never practice at a legit hospital So just ask the guy which hospital he has privileges at and call up the hospital now The key is that every board certified doctor in any Latin country is Issued what they call a colleague number or Collega number, which will be printed on his or her prescription pads business cards And even on his medical school diploma So it's ridiculously easy just to ask the doctor for his colleague number and if you've got any doubts Whatsoever just call the local hospital or one of the local medical schools and give up that number and see if he's listed And of course every hospital administrator is gonna have a list of all the qualified doctors in that country
[24:30] That's also true of dentists. By the way Now, of course, I don't expect the average expat gringo to go to some hole-in-the-wall office in a shopping mall That looks more like a janitor's office than anything But being that plastic surgery is so big here in Latin America and the latest rage is Kardashian style silicone, but not implants but injections which are considered completely unethical Because the stuff floats around and migrates and could end up precisely where you don't want it Like maybe someday around your ankles But that doesn't seem to have stopped hundreds of thousands of Latin girls from getting said butt injections Why because bona fide butt implants cost two to three thousand dollars and butt injections a couple hundred and you know
[25:15] The story of the average Latin down here makes three to four hundred bucks a month So it's usually money not brains or any kind of investigation that makes that decision and therefore a lot of these butt injection Clinics have popped up in strip malls they last a few months and Disappear quite suddenly almost all of them run by so-called doctors that have nice shiny diplomas on the wall claiming they graduated from medical schools and countries Notorious for big butts like Brazil Argentina Venezuela and Colombia, which begs the question How could you ever prove that these guys and gals are real? Well easy They're gonna need to have one of these colleague numbers or they can't practice in the country that they have that office So if you get the colleague number a few phone calls will settle the case
[26:02] However, it should never even get that far because butt injections are totally unethical contraindicated by all the formal groups of cosmetic surgeons But you longtime listeners know that Latins never seem to investigate anything if 20 year old next-door neighbor Vilma suddenly comes home with a nice round perfect butt and she tells her friend Maria that it only cost 300 bucks Well, Maria is gonna start saving her pesos and go to the same clinic So yes, the latest and greatest fad here in Latin America, but injections though Totally poo-pooed by legitimate plastic surgeons, but you know, it's not something you talk about mixed company Especially these days when those big-butted Colombian jeans stores are opening up everywhere Why do you think all the sudden that's happening give you one guest? Okay, we're getting towards the end of the program now
[26:53] Don't forget if you can't make it to one of my expat insider seminars And there's one going on right now The next best thing to getting boots on the ground here in Latin America is to check out my expat essentials course Just go to www.expatplanb.com. I've got a couple of free videos for you that explain the whole thing smart astute first world people know they have to have a plan B when the Feces hits the ventilator and it will just don't wait too long to get it started. Things are happening fast. Go to www.expatplanb.com for hundreds of great tips on how to get your own plan B on the ground and running This is the expat files living in Latin America If you want me to help you out with your own plan B
[27:40] Just schedule a one-on-one consult send me an email the expat files at gmail.com And if you want to learn how to move forward with your own plan B from right up there in the States go to www.expatplanb.com and check out my three videos. See ya nos vemos